Welcome to VREC Pros

Creative Financing • Owner-Finance Homes • Full-Service Real Estate

Browse Owner-Finance Homes
Sell Your Property
Join the VREC Team


How Can We Help You Today?
Sell Your Property Get a fast, fair, creative offer — owner-finance, cash, or traditional listing options.
Join the VREC Team Grow your real estate career with creative financing, strong training, and daily leads.
Owner-Finance Buyers Browse available homes, learn how owner-finance works, and get pre-qualified today.


Why Choose VREC Pros?

Creative Financing Experts


💡 Creative financing

We specialize in owner-finance, equity swaps, and real solutions for buyers and sellers — including clients who don’t qualify through traditional lending.

Fast & Simple Process


⚡ Fast process

Our streamlined workflows help clients move quickly, clearly, and confidently from application to closing.

Local Waco Team, Real Results


📍 Local expertise

We’re rooted in Central Texas, with deep knowledge of pricing, neighborhoods, and compliance requirements. You get guidance you can trust.



🏡 View All Owner-Finance Homes


Meet the VREC Team

Our team is dedicated to helping Waco buyers and sellers achieve their goals through creative financing, strong communication, and personalized service.

Lindsey Gossett - Realtor, Commercial and Luxury Home Specialist
Lindsey Gossett, Realtor - Commercial & Investor Specialist

Helping families achieve homeownership through flexible financing options

Lindsey Gossett


Jessiel Bueno, Realtor - Investor & Creative Finance Specialist

Jessiel Bueno, Realtor - Creative Finance & Investor Specialist

Supporting buyers, sellers, and investors with creative strategies.

Jessiel Bueno


Linda Ruth Valdes, Realtor - Residential & Investor Specialist

Linda Ruth Valdes, Realtor - Residential & Investor Specialist

Supporting buyers, sellers, and investors with creative strategies.

Linda Ruth Valdes


Nadia Ruiz, Realtor - Creative Finance & Investor Specialist

Nadia Ruiz, Realtor - Creative Finance & Investor Specialist

Supporting buyers, sellers, and investors with creative strategies.

Nadia Ruiz


Tonya Lopez, Director of Acquisitions - Versatile Developments, LLC

Tonya Lopez, Director of Acquisitions - Versatile Developments, LLC

Supporting struggling owners and investors with creative exit strategies to sell their homes with a confidential process.

Tonya Lopez


Ruby Melendez, Owner Finance Specialist

Ruby Melendez, Owner Finance Specialist

Helping families achieve homeownership through flexible and creative financing options.

Ruby Melendez


Versatile Real Estate Company

Waco, Texas

Each office independently owned and operated.

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