Turn your property into a powerful income-producing asset with owner-financing — often earning more over time than a traditional sale.

• Higher total sale price compared to traditional listings

• Monthly income instead of a one-time payout

• Faster buyer pool access — even when banks say “no”

• Ideal for homes needing repairs or updates

• Flexible terms that fit your financial goals

1. Review Your Property

We evaluate your home and determine if owner-financing is a good fit.

2. Structure the Terms

Down payment, monthly payment, interest rate, and length — customized for your goals.

3. Buyer Qualification

We screen buyers for income and stability before presenting offers.

4. Close & Start Receiving Payments

You sell the home and receive monthly payments — often at a higher return than traditional investments.

Owner-financing works especially well if:

• You want monthly income

• You don’t need all the cash at once

• Your home may not qualify for traditional bank financing

• You want to maximize your return

• You’re open to flexible selling terms

FAQ 1

Do I still own the property?

Ownership transfers at closing, but your financial interest is secured through the note and deed of trust.

FAQ 2

What happens if the buyer stops paying?

Owner-finance agreements include protections. Our team explains all risks and safeguards before you proceed.

FAQ 3

Can I sell the note later?

Yes — many sellers choose to sell the note in the future if they want a lump sum.

FAQ 4

Is owner-financing legal in Texas?

Yes. When structured properly and compliantly, owner-financing is legal and widely used in Texas.

VREC Pros is a division of Versatile Real Estate Company.

Owner-finance information is provided for educational purposes only.

For real estate brokerage services, please contact a Licensed Texas Realtor® affiliated with VREC.